Immediate cover should you need to cancel you trip
Including if you test positive for Coronavirus and cannot travel
Cover in the event of financial failure of your transport or accommodation provider
For your items lost, stolen or damaged during your tripGet Quote
Travel insurance is coverage designed to protect against risks and financial losses that could happen while traveling. The risks range from minor inconveniences such as missed airline connections and delayed luggage all the way to more serious issues including injuries or major illness.
Single trip cover is a travel insurance policy for a one-off holiday. If you go away twice or more every year, it could work out cheaper to buy annual travel insurance compared to buying two single trip policies.
Single trip travel insurance covers you for one trip only, lasting up to 90 days, depending on your age. Always check your policy terms and conditions and maximum trip duration.
Yes, when booking Single Trip Insurance, you can get cover for multiple countries.
Yes, your Single-trip Travel Insurance policy will cover cancellation of your trip – or if you have to cut it short – in some circumstances. Those circumstances even include cancelling or cutting short a trip due to sudden illness (including testing positive for Coronavirus). You must check your policy cover for details of what is covered.
Travel Insurance is something you should take out as soon as you've booked your holiday. This is because it's possible you might have to cancel your trip after booking but before you've actually left. For example: You may get injured or fall too ill to travel.
In general, you can buy coverage any time before the date of your trip. That said, it's always best to buy coverage as soon as you make your reservations.
If you want to know when you should book travel insurance, the most important thing to remember is that travel insurance is imperative for any trip. Our simple answer is to get travel insurance as soon as you have booked and paid for your holiday, especially for a non-refundable trip.
You can purchase travel insurance any time before the date of your departure.
Unlike other aspects of your travel experience like airfares or hotel-room rates, the price of travel insurance doesn't increase the closer you get to your travel date. There's no financial penalty if you wait to buy travel insurance.
Though you may pay 5 to 10 percent of your trip cost for travel insurance, travel insurance is often worth the investment for its potential to help reimburse you for travel-related expenses like emergency evacuation, medical bills, and costs related to trip cancellation.
If you need to make a claim under certain sections of cover where an excess applies, we will deduct the amount of the policy excess from the sum we pay you for any valid claim. The excess will apply to each person claiming and to each incident and to each section of the policy under which a claim is made.
If the amount you claim under your policy is less than your excess, then this becomes an un insurable loss as your claim falls within the excess being the first amount you have to pay.
If you decide your policy is not suitable, you can cancel your policy within 14 days of buying your policy and provided you have not travelled or have made a claim, receive a full refund. It is possible to cancel your policy outside of this period, subject to a charge for the cancellation cover you have received. No refunds will be given if you have travelled or made a claim on your policy.
Holidayrisk Travel Insurance
|Medical and Other Expenses Outside of the United Kingdom||£10,000,000||£10,000,000||£10,000,000|
|End Supplier Failure||£5,000||£5,000||£5,000|
|Curtailment (cutting your trip short)||£1,000||£2,000||£3,000|
|Missed Departure & Connections||£500||£500||£600|
|Loss of Passport & Travel Documents||£250||£250||£500|
|Kennel & Cattery Fees||£250||£500||£750|
|+ much more!|
Holiday Risk Trip Travel Insurance offers great value cover for all types of holidays. From beach holidays to city breaks to sightseeing, you can get a quote and buy cover for your trip right now.
So, whether you travel frequently and require Annual Multi Trip policy or once in a while and need Single Trip policy we’ve got you covered. With over 20 years of experience we specialise in providing travel cover at low cost prices, Our Travel Plans include 24 hours Global Medical Assistance Service. We pride ourselves on our professional and friendly staff. See what our customers have to say about us.