Optional - Gadget Cover
Extension Travel Insurance

Travelling with your gadgets

no limit on number of gadgets

Accidental loss, stolen or damage

choose the level of cover required

Unauthorised call or data use

cover if stolen on your trip

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Optional cover for your trip? Then we have the type of cover you need!

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What's Covered

and what's not?

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Travel Insurance

why do you need it?

Optional Cover

Cruise Cover – (Optional not covered unless purchased)

Is there a cruise you would like to go on?

This section of the policy covers in the event of you not being able to dock at a scheduled port due to bad weather, or being confined to your cabin. Be aware, you’re not covered for any cruise trips including under the medical or cancellation section of the policy unless you’ve told us and purchased this add-on option as part of your travel to include this optional cover.

Excess Waiver – (Optional not covered unless purchased)

For extra protection, you can buy the additional add on excess waiver, which means you won't have to pay the excess either. Buying this can increase the cost of your insurance, but, it in the long run may be cheaper than not being covered at all for claims that fall within the policy excess.

Gadget Cover – (Optional not covered unless purchased)

This cover is available for an unlimited number of gadgets in the event of:

  • Accidental loss or theft.
  • Accidental or malicious damage.
  • Liquid damage.
  • Unauthorised call text or data usage.

Golf Cover – (Optional not covered unless purchased)

Cover your golf equipment, emergency equipment hire, non-refundable golfing fees and hole-in-one cover. Available when playing non-professionally only.

Wedding Cover – (Optional not covered unless purchased)

Whether you're planning a big wedding abroad with all your friends and family, or just a quiet wedding with a few witnesses, securing your special day is a good idea. If something happens to your wedding outfit while it is in transit, or you lose that special ring, your gifts go missing, or the photographer might not show up. You can be sure that you're receiving some financial protection. You will be able to say these two words with ease.

Winter Sports – (Optional not covered unless purchased)

This add-on can help if you have an emergency while participating in winter sports activities. It can help you reclaim expenses when you lose or damage your ski equipment, as well as cover the costs associated with unused ski passes, piste closures, and avalanches. Be aware, you’re not covered for Winter Sports including under the medical or cancellation section of the policy unless you’ve told us and purchased this add-on option as part of your travel to include this optional cover.

It's easy to get a quote for travel insurance Optional Cover just click the get quote button and select the insurance option on the 'Your Quote' page.

Cover Limits & Benefits

Holidayrisk Travel Insurance

Bronze Cover

Silver Cover

Gold Cover

Medical and Other Expenses Outside of the United Kingdom £10,000,000 £10,000,000 £10,000,000
Cancellation £1,000 £2,000 £3,000
End Supplier Failure £5,000 £5,000 £5,000
Mugging Cover £200 £250 £300
Curtailment (cutting your trip short) £1,000 £2,000 £3,000
Missed Departure & Connections £500 £500 £600
Personal Baggage £750 £1,000 £2,000
Loss of Passport & Travel Documents £250 £250 £500
Personal money £300 £400 £500
Personal Accident £10,000 £10,000 £20,000
Personal liability £1,000,000 £1,500,000 £2,000,000
Legal Expenses £10,000 £10,000 £20,000
Hijack Cover £500 £750 £1,000
Kennel & Cattery Fees £250 £500 £750
+ much more!

Single Trip
Travel Insurance

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Annual Multi-Trip
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Existing Medical Conditions
Travel Insurance

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Holidayrisk Insurance

Holiday Risk Trip Travel Insurance offers great value cover for all types of holidays. From beach holidays to city breaks to sightseeing, you can get a quote and buy cover for your trip right now.

So, whether you travel frequently and require Annual Multi Trip policy or once in a while and need Single Trip policy we’ve got you covered. With over 20 years of experience we specialise in providing travel cover at low cost prices, Our Travel Plans include 24 hours Global Medical Assistance Service. We pride ourselves on our professional and friendly staff. See what our customers have to say about us.