Optional Cover

Cruise Cover – (Optional not covered unless purchased)

Is there a cruise you would like to go on?

This section of the policy covers in the event of you not being able to dock at a scheduled port due to bad weather, or being confined to your cabin. Be aware, you’re not covered for any cruise trips including under the medical or cancellation section of the policy unless you’ve told us and purchased this add-on option as part of your travel to include this optional cover.

Excess Waiver – (Optional not covered unless purchased)

For extra protection, you can buy the additional add on excess waiver, which means you won't have to pay the excess either. Buying this can increase the cost of your insurance, but, it in the long run may be cheaper than not being covered at all for claims that fall within the policy excess.

Gadget Cover – (Optional not covered unless purchased)

This cover is available for an unlimited number of gadgets in the event of:

• Accidental loss or theft.
• Accidental or malicious damage.
• Liquid damage.
• Unauthorised call text or data usage.

Golf Cover – (Optional not covered unless purchased)

Cover your golf equipment, emergency equipment hire, non-refundable golfing fees and hole-in-one cover. Available when playing non-professionally only.

Wedding Cover – (Optional not covered unless purchased)

Whether you're planning a big wedding abroad with all your friends and family, or just a quiet wedding with a few witnesses, securing your special day is a good idea. If something happens to your wedding outfit while it is in transit, or you lose that special ring, your gifts go missing, or the photographer might not show up. You can be sure that you're receiving some financial protection. You will be able to say these two words with ease.

Winter Sports – (Optional not covered unless purchased)

This add-on can help if you have an emergency while participating in winter sports activities. It can help you reclaim expenses when you lose or damage your ski equipment, as well as cover the costs associated with unused ski passes, piste closures, and avalanches. Be aware, you’re not covered for Winter Sports including under the medical or cancellation section of the policy unless you’ve told us and purchased this add-on option as part of your travel to include this optional cover.