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Medical conditions which would normally incur additional premium?

Medical conditions – typically referred to as “pre-existing conditions” in insurance documents – may mean you need to undergo medical screening to see if the condition will be covered and/or it will incur additional premium.

This may apply if you have any of the following:

Please be aware:-   Should you fail to comply with this section of the policy you may find that any claims arising from pre-existing medical conditions, which have not been disclosed and accepted in writing by us may result to a claim being declined. If you are unsure what a pre-existing medical condition is, always check your policy or direct with your insurance provider.